A lot of borrowers are fixated on the idea of having an offset account. Apparently, an offset account allows them to save interest. Whenever they have extra money, extra wages, extra savings, they just “chuck” the money into the offset account. Voilà, they save on interest charges! This is true, but also not true. It …
Continue reading “Why an offset account is not always better”
You have been working hard and have been offered to work at a rival firm.
Should you accept the job offer if you are trying to get a home loan?
Where do I apply for a loan? Do I go to my bank? Do I go to another bank? Do I go to a mortgage broker?
We are a mortgage broker but we will try to give you a balanced argument for all sides.
Thinking of getting yourself a cute little puppy?
Think again! It may reduce the loan amount you can get to buy your first home 🙁
According to https://bigthink.com/philip-perry/mathematics-confirms-rich-people-arent-smart-theyre-lucky, 20% of the people own 80% of the wealth. What’s more, luck was the single greatest determinant in wealth acquisition.
A lot of our customers are first home buyers. We like them and we want to help them grow their personal wealth through property. In this article, we will outline the main government benefits available to first home buyer benefits, with a particular focus on New South Wales (NSW). Details for other states and territories …
Okay, there are so many articles out there on Google about rentvesting. What is rentvesting? This is where you buy an investment property (somewhere far away) while continuing to rent (in a desireable location). Some folks call it the reinvention of the home ownership culture, or the trend of the millennials. Of course, everybody’s circumstances …
